Create Payout

WARNING

Important: name + phone + email + amount are used to identify distinct customers. Follow these notes to avoid incorrect risk-control decisions.

1. Do not hard-code name, phone, and email together
2. Use the same name + phone + email for the same customer

Endpoint

POST /cashout/php/order/create

Request Parameters

Field	Type	Required	Description
name	string	Yes	Customer name — More realistic values improve success rate and reduce risk flags; length must be greater than 5
phone	string	Yes	Customer mobile number — Usually Philippine format starting with 0, 11 digits. More realistic numbers improve success rate and reduce risk flags
email	string	Yes	Customer email — More realistic values improve success rate and reduce risk-control flags
bankCode	string enum	Yes	Payout method code — See the bankCode section — UPI, BANK_IN
account	string	Yes	Account number — Fill the account according to bankCode; phone numbers start with 0 and have 11 digits
amount	number	Yes	Amount — Up to 2 decimal places (rounded). Trailing zeros after the decimal are omitted in the pre-sign string for float amounts
notifyUrl	string	Yes	Notification URL — Sandbox supports automatic callbacks: odd last digit of phone → success; even → failure
sign	string	Yes	Signature
appId	string	Yes	Merchant appId
mchOrderNo	string	Yes	Merchant order number
mchId	integer	Yes	Merchant ID
txChannel	string	Yes	Transaction channel
timestamp	integer	Yes	Current timestamp — Unix timestamp in seconds

Request Example

{
 "mchId": 364295370188661,
 "txChannel": "TX_PHP_001",
 "appId": "7acG5KbHUAxC3EJNxG",
 "timestamp": 1662450012,
 "mchOrderNo": "payout_26622128134",
 "name": "Matthew Clark",
 "phone": "09818970682",
 "email": "test@gmail.com",
 "bankCode": "BPI",
 "account": "09818970682",
 "amount": "50",
 "notifyUrl": "http://xmevj.kg/obp",
 "sign": "xxxxxxxx"
}

Response Parameters

Field	Type	Required	Description
status	integer	Yes	Status — 200 success
msg	string	Yes	Message
data	object	Yes
data.applyTime	integer	Yes	Application time
data.amount	number	Yes	Credited amount
data.platOrderNo	string	Yes	Platform order number
data.mchOrderNo	string	Yes	Merchant order number
data.orderStatus	string enum	Yes	Order status — PENDING, SUCCESS, FAILED, REFUND

Response Example

{
 "status": 200,
 "msg": null,
 "data": {
 "mchOrderNo": "payout_1662104438",
 "platOrderNo": "wussXUCOoXO3yptr7rQV",
 "applyTime": 1662104742,
 "amount": 180.34,
 "orderStatus": "PENDING"
 }
}

Related

• Philippines
• Signature & Verification
• Payout Webhook